This is a sponsored post from Lexington Law. All opinions are 100% our own.
Hey savvy readers! Today we are continuing our credit score series by chatting with one of the most well known and trusted credit repairs companies around, Lexington Law.
In our interview with John Heath (Directing Attorney at Lexington law) you will quickly see how professional Lexington Law is, how many lives they have been able to impact through their credit repair service, and why we choose to partner with them in the first place.
In our personal lives, I can’t state enough how much our good credit scores have helped us financially. We were able to purchase our first home at age 22 with a fixed interest rate of 3.5%. We have also able to join special credit card reward programs and travel hack our way to 3 FREE vacations. This was only possible by building our credit scores from a young age.
1. What is your current role at Lexington Law and what is the company all about?
John Heath, Directing Attorney at Lexington Law Firm. We help our clients maintain fair, accurate and substantiated credit reports by leveraging every legal and practical strategies available to consumers.
2. How long have you been in business and how many customers have you served?
I have been the Directing Attorney of Lexington Law Firm since 2004. During the calendar year 2017, our clients had a combined total of 10 million discrete items removed from their credit reports.
3. How do you stand out from other credit repair companies?
Our attorneys are governed by the rules of professional conduct in the states in which they are licensed. Also,we have direct relationships with the three major credit bureaus.
4. How much should a new customer expect to pay for your credit repair service?
Each case is different which means that clients’ needs will vary. Our professional services range from $89.94 per month to $129.95 per month.
5. How can one of our readers get started with your program?
I would suggest calling our firm for a free personalized credit consultation. We provide a free credit report review and recommended solutions. Call 1-888-608-5296
6. What can a customer expect from a credit review?
Once a client contacts Lexington Law, we help them obtain their credit reports from the three major credit bureaus: TransUnion, Experian, and Equifax. Since each client’s case is unique, we collect specific information regarding their particular circumstances for each item in question. Casework involves the review the review of the client’s credit reports and then direct appropriate correspondence to the creditors and the credit bureaus.
7. What is the success rate of your credit repair program?
We have been successful with many of our clients’ cases. However, please remember that the facts behind each case are different and the results may vary for each client.
8. Do Lexington Law have a guarantee?
No, we do not guarantee results. Each client has a unique set of facts which means that results will vary with each client. It’s also worth noting that it is illegal under CROA (Credit Repair Organizations Act) for a credit repair company to guarantee results.
9. What would you say to all consumers who are struggling with their credit score?
Look at your situation. If you do not have a budget, start there. Develop a budget where you can meet your obligations and stick to it. Next, know what is on your credit report. If you do not recognize a listing, investigate it. Then, be aware of how you are using your credit. Determine if you have maxed out your cards. If you have, get your cards to a more manageable level. 30% of your credit card balance is a good rule of thumb.
10. What is the ONE piece of advice you give to anyone who asks you “how can I improve my credit score fast”?
I would tell them that this is a time-consuming process that does not have any guarantees. If you want to improve your credit, you should start now. Find a reputable firm like Lexington Law Firm to assist you with your case.